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The
Baby Boomer
Syndrome
Finding
A Suitable Replacement
Income For The
Mass Amounts
Of Baby Boomers
Who Are Reaching
Retirement Age
Without A Reasonable
Level Of Retirement
Income
 According
to the U.S.
Census Bureau,
there are over
78 million Baby
Boomers that
consist of a
group of people
born between
1946 and 1964.
That currently
makes Baby Boomers
the largest
generation in
today's workforce,
and as they
start to retire
over the next
decade, they
will be faced
with the daunting
task of maintaining
their pre-retirement
lifestyle.
Compared
with what previous
generations
faced as they
closed in on
retirement age,
Baby Boomers
typically have
higher income,
and have accumulated
more wealth
to help with
their retirement.
Overall, a percentage
of Baby Boomers
will have a
higher income
in retirement
than their parents
had, and they
are much less
likely to live
in poverty after
they retire.
While
this is true
for some, there
are many who
still enjoy
this higher
income, but
have not prepared
well in terms
of savings for
the years to
come. This group
continues to
live a nice
lifestyle while
taking advantage
of life's luxuries,
but has not
saved anything
that will allow
them to continue
this life and
lifestyle into
retirement.
There
is a whole group
of others who
have worked
hard all their
lives, but lack
of job security
and other circumstances
have forced
them to live
from paycheck
to paycheck,
not having the
means to retire
at all.
The
evidence is
clearly showing
that Baby boomers
will not be
able to count
on what was
previously considered
retirement security.
Private-sector
pensions and
personal savings
are no longer
adequate to
ensure that
most Americans
will have enough
to live on when
then retire.
In
addition, people
live much longer
today than they
did in the past,
and as a result,
they need more
money to secure
their retirement
years. Spending
thirty years
in retirement
is not out of
the question
anymore, and
with that longevity,
retirees are
faced with the
very real risk
of actually
outliving their
retirement assets.
How Much
Income Do You
Need to Retire?
 Understanding
how much income
one is going
to need is a
difficult task,
and expectations
are very different
today than they
were for previous
generations.
Financial experts
used to say
that the goal
was to be able
to replace somewhere
between 60-80
percent of one's
pre-retirement
income. The
reason for that
number was the
assumption that
expenses would
go down after
retirement,
but that is
not necessarily
the case any
more in this
day and age.
People
have a different
vision of retirement
today, and that
vision does
not include
the end of having
fun while living
a productive
life. Retirees
want to live
a lifestyle
of their dreams,
do exciting
things including
travel, and
be able to handle
the high costs
of housing,
health care
and long-term
care as it becomes
more necessary.
In
reality, many
Baby Boomers
will not be
able to afford
to retire, but
they will not
be able to continue
working productively
either. They
will be forced
to fall below
the poverty
line as they
are faced with
financial insecurity
combined with
poorer health
in their "golden"
years. According
to Benjamin
Stein of the
National Retirement
Planning Coalition,
"Tens of
millions of
Americans are
seriously underprepared
to meet their
financial needs
in retirement."
As many as
40 percent of
Americans have
saved almost
nothing for
retirement.
 So,
if you are a
Baby Boomer
nearing retirement,
and you don't
see where your
retirement income
is going to
come from, then
it is time to
take action
before it is
too late. Your
future is not
set in stone,
because there
are steps that
you can take
to help change
the picture
of your future.
You can still
save for retirement
and provide
yourself with
the necessary
assets you need
to bulk up the
size of your
all-important
nest egg.
The
goal is to find
a means to generate
income for you
now as well
as far into
your retirement.
Preferably,
it would be
something that
you can do from
home, or from
anywhere, and
it cannot interfere
with your existing
life requirements.
That may seem
like quite a
tall order,
but there is
an opportunity
that meets these
requirements,
and it is the
perfect way
to help Baby
Boomers prepare
for the retirement
they dream of.
What
Does Your Future
Look Like?
 Do
you fall into
the category
of Baby Boomers
who are not
fully prepared
for retirement?
Do you believe
that your lifestyle
will begin to
suffer when
you retire?
Will
you ever really
be able to retire,
or will you
always need
to work in order
to provide for
yourself and
your loved ones?
Don't
let your future
be decided for
you when you
CAN do something
about it. Most
importantly,
do not wait
until it is
too late. There
has never been
a better time
to get started
in a remarkable
business that
is changing
the retirement
landscape for
so many Baby
Boomers.
Technology
and the current
business climate
enable you to
establish and
build a business
from the comfort
of your home
or even from
a hotel room
or a beachfront
resort. You
can live and
travel and build
your new business
from anywhere
in the world.
Internet
access and a
telephone are
all that you
will need to
build a successful
business, and
our team of
trained professionals
will educate
you and help
guide you down
the path to
success. It
is amazing to
think that you
can so easily
change an uncertain
future, and
begin to look
forward to the
retirement lifestyle
you always hoped
for.
It
is time to stop
worrying how
you are going
to afford to
live the rest
of your life,
and instead,
take the
first step towards
securing your
financial future.
If you are ready
to learn how
you can begin
to generate
a substantial
income right
away that can
continue to
provide for
you and your
retirement,
then you are
at the right
place. Fill
out the form
below for additional
information.
Please
fill out
the webform
to the
right
giving
your general
contact
information.
After
you do
so, we
will contact
you to
share
more about
this opportunity.
Success
in business
and in
life is
up to
YOU...
Take
a chance.
Make it
happen.
Dawn
Marx
865-977-4328
info@solutiontowealthandfreedom.com
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